The Rise of XRP & XLM - In order to determine digital investment risk, one needs to see into the future of banking and trade. . This video exemplifies the move away from the older SWIFT system, to the lightning-fast XRP cross-border settlement model. XLM provides a super-cheap method for achieving this. . Together, XRP & XLM will vastly accelerate cross-border interoperability in the new digital world of CBDC’s and banking. . #xrp #xlm #cryptocurrency #iso20022 | Beat the Reset