Accessing Pre-Authorized Debits. To use the Pre-Authorized Debit scheme for taking payments, you can choose between two options: Direct access - via your bank. Indirect access - via a payment processor like GoCardless

Before you can start taking any payments from a customer, you’ll need to get a Pre-Authorized Debit agreement. This is an authorisation from your customer to collect future payments from their bank account.

Before getting started with the paper collection option, we have set out below the three types of PAD agreement that your customer can set up - single, recurring, and sporadic. A one-off authorization to a one-time transfer of funds. A recurring debit at regularly scheduled intervals.

Bank debit is the universal term we use to refer to the bank-to-bank payment method through which payments are processed within the GoCardless network. Common regional terms include Direct Debit; Pre-Authorised Debit (or Pre-Auth); or in some cases, by the name of their operator, such as ACH in the US. [Click here to read more].

It’s important you choose the right authorization (consent) type for how you want to bill your customers. As a rule of thumb, if you need flexibility in how you bill your customers you should use Open authorizations.

Before getting started with the paper and phone collection options, we have set out below the three types of ACH authorization that your customer can set up - single, recurring, and standing. A one-off authorization to a one-time transfer of funds. …

Payers (customers) in Canada need to complete a Pre-Authorized Debit (PAD) Agreement to authorize merchants to take payments from them via PAD, the local Direct Debit payment scheme. When a merchant switches to GoCardless from another Direct Debit provider, we are required to transfer active payers' PAD Agreements over to us from the previous ...

Accessing Pre-Authorized Debits. To use the Pre-Authorized Debit scheme for taking payments, you can choose between two options: Direct access - via your bank. Indirect access - via a payment processor like GoCardless

Payers in the US need to complete an ACH Debit Authorization to authorize merchants to take payments from them via ACH. Merchants can use payment pages for payers to set up their authorizations online.

With Pre-authorized Debit via GoCardless, collect up to 97.5% of payments successfully at the first time of asking, and let Success+ retry any that do fail. Provide a great payment experience for customers in over 30 countries including the UK, Eurozone countries, the USA and Australia.