T o deal with student loans is to wade through a quagmire of red tape on a regular basis, but in recent months, the system has fallen to new depths of chaos. “We’ve been heari

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Key Points ・Thousands of borrowers are seeing sudden credit score drops after student loan servicers began reporting delinquencies following the end of the federal repayment on-ramp period. ・Many were unaware they were considered late due to confusion over the repayment timeline and loan servicer communications.