“There are two main reasons for putting a life insurance policy into trust. The first is to put any potential payout outside ...

Smart investors often make common mistakes when buying insurance — such as underestimating the importance of term insurance, ...

Clients often say to me, “what does that word mean?” I always welcome those questions because the client really needs to know ...

Insurance experts say asking five key questions can help older Americans save money and ensure proper coverage.

Side products no more, life insurance and annuities can make financial longevity possible for clients at all AUM levels.

If you’re one of the 51% of Americans with life insurance coverage, you might consider borrowing against your policy if you ...

These signals can lull leadership into thinking well-being is “covered,” even while employees quietly struggle. Worse, they ...

Life insurance guarantees a death payout; premiums determine ongoing validity. Term life insurance has fixed durations; permanent offers lifelong coverage and cash value. Premiums vary by age ...

The National Association of Insurance Commissioners (NAIC) is a nonprofit, nonpartisan organization that sets standards and establishes best practices for the insurance industry in the U.S.

For many Americans, the real cost of being uninsured doesn’t hit home until a crisis strikes, and by then, it’s often too late to undo the damage. Let’s explore why insurance matters, how going ...

In fact, only 11 U.S. states guaranteed students access to a personal finance course in high school before 2021, according to ...

Ethos provides a convenient, low-pressure way to purchase term and whole life insurance. No medical exam is required to purchase a policy — you only have to answer a few questions online. There ...