Unpaid bills and fines can hurt your credit standing, and no unpaid bill or fine is too small to forget about and let grow ...

A negative bank balance can be alarming, especially when you’re trying to maintain healthy finances. But many people worry ...

Just like a good credit score is built over time through consistent habits, a bad credit score can also be improved with ...

A negative bank balance doesn't directly affect your credit score, but missed EMIs, failed auto debits, or account closures ...

One credit union calls up customers who use BNPL and warns against it. A community bank scrutinizes loan applications more ...

"Buy now, pay later"users may hurt their credit if they don't pay back those loans on time. Credit score overseer Fair Isaac ...

Your credit score plays a huge role in determining the kind of mortgage you can qualify for—and at what interest rate.

How does a personal loan affect your credit score? Learn how your borrowing habits shape your finances and see ways to use personal loans to your advantage.

A top housing finance regulator announced that Fannie Mae and Freddie Mac would allow lenders to use the traditional FICO ...

A new study shows early environment can leave a lasting mark on your credit. These steps can help you move forward.

Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if your financial behavior changes because of ...