If you look at any credit card, it'll have a Mastercard or Visa logo. This is the card issuer, and both set their own exchange rates, which is the rate your bank gets when you use a card overseas. You ...

The Question: I bank at FirstMerit in Oberlin and was told that they do not issue debit cards without MasterCard or Visa logos. I would prefer to use a debit card over a check and wonder if this ...