Don't deposit $20,000 into either account before calculating the interest-earning potential. Here's what to know now.

Don't rush to deposit a five-figure sum into either account type before calculating the interest-earning potential.

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Dear Quentin, I recently lost both my parents and inherited $240,000. Due to life choices (divorce) and living paycheck to ...

CD rates could fall later this year. Learn why now might be the time to lock in a fixed return with a 5-year CD.

Vanguard buys its CDs through a network of more than 100 dealers nationwide, which helps it find the best rates. Brokered CDs have the added benefit of early redemption.

Go back in time to look at CD rates, and you’ll see a rollercoaster rate ride. At the beginning of the 1980s, some CDs paid out nearly 20%.

Many high-yield savings accounts are available, with several having rates over 4%. Almost 70% of respondents say they plan to change their savings plans in the next year, primarily due to inflation.

Vanguard CD rates are well above national averages. One-year CDs, for example, currently earn an average of 1.62% as of June 2025, according to data from the FDIC.

Vanguard's latest research note suggests that interest rates will remain elevated over the coming decade, marking a significant shift from the low-rate environment that prevailed before and ...

The best interest rates on CDs—certificates of deposit—pay up to 9.57% today, based on certificate term lengths. Here’s an overview of how CD rates are changing, followed by a guide to the ...

How Vanguard CDs compare Here’s how Vanguard’s yields stand up to the national average rates as of April 21, 2025, according to the Federal Deposit Insurance Corp. Keep in mind that the ...