Annuity interest rates are compelling right now. Here's what some experts recommend doing before getting started.

Learn how to build a DIY annuity using bonds, dividend-paying stocks, and other income-generating investments. Avoid high ...

An annuity is a way to achieve lifetime income in retirement, but you need to understand how this product works before making ...

A term deferred annuity is one that eventually turns your balance into a set number of payments, like over five years or 20 years. If you die during the term, the payments continue to your heirs.

The formula for the future value of an ordinary annuity is F = P * ([1 + I]^N - 1 )/I, where P is the payment amount. I is equal to the interest (discount) rate.

To protect their finances, many people consider buying long-term-care insurance (LTCI) to pay for long term care. A newer type of annuity lets you buy LTCI while protecting your assets.

An index annuity is an annuity whose rate of return is based on a stock market index, such as the S&P 500. Unlike most variable annuities, an indexed annuity sets limits on your potential gains ...

A $100,000 annuity with a term of 5 years will pay $1,844 per month. A 10-year fixed-period annuity will pay $1,032 per month, based on the calculator at ImmediateAnnuities.com.

How to Purchase a $500,000 Annuity. Buying an annuity is a long-term commitment, so it’s important to choose the right provider, compare contract terms and understand your options before making ...

High annuity rates can look attractive, particularly when other income investments pay so little right now. Before you commit to a long-term annuity contract, though, make sure you understand all ...