Annuity interest rates are compelling right now. Here's what some experts recommend doing before getting started.

Asking the right questions before committing to an annuity can help ensure that what you choose gets you closer to the financial future you envision without costly surprises. Here's what you should ...

Surrender charges and fees: Many annuities impose hefty fees if you withdraw your money early. These surrender charges often ...

A term deferred annuity is one that eventually turns your balance into a set number of payments, like over five years or 20 years. If you die during the term, the payments continue to your heirs.

To protect their finances, many people consider buying long-term-care insurance (LTCI) to pay for long term care. A newer type of annuity lets you buy LTCI while protecting your assets.

Pairing an annuity and Social Security can have a big, and perhaps surprising, impact on your retirement plan.

How to Purchase a $500,000 Annuity. Buying an annuity is a long-term commitment, so it’s important to choose the right provider, compare contract terms and understand your options before making ...

An index annuity is an annuity whose rate of return is based on a stock market index, such as the S&P 500. Unlike most variable annuities, an indexed annuity sets limits on your potential gains ...

High annuity rates can look attractive, particularly when other income investments pay so little right now. Before you commit to a long-term annuity contract, though, make sure you understand all ...

In this Ask the Hammer, a reader asked: My financial advisor is encouraging me to invest in an annuity inside my IRA. Any pros and cons to that advice?