Notes: Card spending over time is pushed upwards by the impacts of both inflation on value of transactions and cash-to-card conversion. ... Value Added Tax (VAT) flash estimates dataset; updated 19 ...

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I used the thank-you notes as an opportunity to convey that,” Chima said. Still, not all thank you notes are created equal. “I think 90 percent of thank-you notes look the same,” Chima ...

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