In California, individuals who receive a settlement from an insurance claim often wonder about the implications of that payout.

Can parents be held responsible for property damage caused by their children? Almost every state in the country has adopted some form of a parental ...

Why Would I Waive Subrogation Rights? Let’s start with an example of subrogation in the construction context: An owner hires a general contractor to build a multistory building.

Where a board requires all apartment owners to purchase liability insurance, this would be the outcome in our example above, absent a waiver of subrogation provision in the proprietary lease or ...

The ostensible, "absolute" right of subrogation has certainly not prevented challenges to that right. For example, the 2015 case, Davis v.

Even as AI looms large on the horizon, process automation and data engineering are already delivering outcomes that vastly outperform traditional subrogation. Now is the time for health plans.

And yet, these smaller claims often are just as worthy of collection. The following accident case history, which involves subrogation and downtime, is a good example.

Fraud, missed subrogation opportunities and customer experience can impact claims after a catastrophe, but AI can address ...

A simple example, familiar to most of us, is that insurance companies “indemnify” their policyholders against loss for such things as fire, theft and water damage. At its essence, a policy of ...

SAN MATEO, Calif. & TAMPA, Fla., December 12, 2024--Guidewire & Arbitration Forums (AF) announced that AF’s new integration is now available in Guidewire Marketplace to ClaimCenter Cloud users ...

Subrogation Example Here’s an example of a typical subrogation case: An insured suffers a fire loss, and the insurer’s investigators conclude a faulty space heater caused the fire.

The best way to show the dangers of granting a waiver of subrogation is by example. Let’s use the same example I used in Dills’s “Just say no” story referenced above.