The Small Business Administration (SBA) offers programs like 7 (a) and 504 loans, which are often more flexible than traditional bank loans. But they still go through private lenders, and that process ...

AI’s Role In Transforming Small Business Lending In my experience, there are several ways AI can help lenders overcome these challenges so that SMBs can access the funding they need: 1.

According to a Federal Reserve analysis, 47% of Black-owned businesses and 44% of Hispanic-owned businesses were denied small business loans in 2021, compared to 34% of white-owned businesses.

Digital small business lender Live Oak Bancshares (NYSE:LOB) reported Q2 CY2025 results , with sales up 14.6% year on year to ...

Expertise from Forbes Councils members, operated under license. Opinions expressed are those of the author. The small-business lending landscape is dramatically shifting in 2025, with artificial ...

Kiva small business loan review: microloans of up to $15,000 Kiva stands out as a small business lender for its peer-to-peer lending approach. Published Wed, Apr 9 2025.

Understanding the 2025 SBA lending landscape. As Small Business Administration (SBA) programs adapt to meet the needs of today’s borrowers, businesses have the opportunity to tap into the ...

Goode described WaFd's current emphasis on small business lending as a "strategic pivot" made in the wake of the bank's exit from home lending — a line of business WaFd had pursued since its founding ...

The CFPB rule went into effect in August 2023 and requires small-business lenders to gather data on the race, ethnicity, gender and sexual orientation of those who apply for small-business loans. The ...

Of course, the banks will tell you it’s not all their fault that small-business lending is shrinking in importance to them. Demand for these loans has been low since COVID, which shuttered mom ...

The 7(a) program, which guarantees traditional small-business loans, guaranteed 368 loans totaling $139.1 million in fiscal 2024, up from 295 loans worth $105.2 million in fiscal 2023.