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Every once in a while, the data tells a story that plan sponsors should actually feel good about. Vanguard’s latest How America Saves report ...
"They're essentially robbing themselves of their future," a financial professional told BI. More Americans are drawing early ...
While 65% of parents and parents-to-be are saving for their children’s future using a savings account, fewer than a quarter ...
Say you begin saving $300 a month for retirement at age 45 and your portfolio delivers an 8% yearly return, which is a bit ...
Six of the plans that Vanguard analyzed have an automatic enrollment design, with initial default rates ranging from 2% through 5%, and the remaining eight plans have a voluntary enrollment design.
This strategy challenges conventional retirement rules of thumb by combining traditional savings, home equity and annuities ...
Keating said Treasury Inflation-Protected Securities (TIPS) and Real Estate Investment Trusts (REITs) also tend to do well in inflationary environments. Long-term bonds may be an area to avoid if and ...
Parents or other 529 plan owners who had not considered the time remaining until the child goes to college may see losses as they now need to begin to draw down their accounts.
Some state plans give cash incentives in May to spur contributions. By Ann Carrns If you’re considering opening a 529 college savings account for your child, this may be the time to do it: Some ...