Savings account interest rates have fluctuated over the years due to many different economic changes, such as during recessions, inflation, depressions and other economic conditions.

Savings account interest rate forecasts for 2024. ... But if history is any indicator, over the long run, you'll likely do well holding a diversified portfolio of stocks," says Moelis.

Rate info Circle with letter I in it. Earn up to 4.00% Annual Percentage Yield (APY) on SoFi Savings with a 0.20% APY Boost (added to the 3.80% APY as of 7/10/25) for up to 6 months.

High-Yield Savings Account Rates Today: July 10, 2025 – Rates Are Steady By Michael Benninger Information provided on Forbes Advisor is for educational purposes only.

The highest interest rates in recent history were seen in the early 1980s when the Fed hiked the federal funds rate to over 19%. That was in response to record-breaking inflation that had prices ...

Charles Schwab Savings Account Interest Rates: July 2025. By . ... To make it easier, see the chart below showing your potential earnings based on a $10,000 deposit into your account.

The average savings account interest rate is 0.42% APY, but we found many national banks paying nine times more. Many of the best high-yield savings accounts have no fees or minimum balance ...

While it's true that the federal funds rate was near zero from 2009 through most of 2015 and again from mid-2020 to mid-2022, this is hardly normal for interest rates.

The chart below shows interest earnings on a $10,000 balance (with no additional deposits) over one-year and five-year periods based for these best high-yield savings accounts in Illinois on the ...

Chase Bank offers two savings accounts to its customers with below-average interest rates, but the bank has other financial services worth considering.

Earn up to 5.00% APY with today's top high-yield savings accounts. Make the switch now and watch your money grow without sacrificing access.