The average savings account at an online bank delivers an annual interest rate of 3.6%, according to WalletHub research. Many high-yield savings accounts do better than that .

A CD can help you lock in a high rate or save for future goals, but a money market account offers other benefits.

Review current rates for high-yield savings accounts to help reach ... Miranda Marquit is a staff senior personal finance ... ($1,000 deposit to open an account) Vio Bank: 4.36% ($100 ...

Open a Barclays Tiered Savings account to earn 3.90% APY on balances under $250,000 with no account minimums. How many bank accounts do you actually need? There's no "right" number of bank accounts.