Your cash flow affects your financial choices. And this is not only true for small business owners. Cash flow management is a critical part of your personal budget.

Benzinga takes a hands-on look at the free Empower Budgeting & Cash-Flow Planner—see how it tracks spending, forecasts cash flow, and keeps long-term goals in focus.

Keeping track of your finances doesn’t have to be a headache. With the right Excel templates, you can budget, track expenses, ...

Step 1: Create a personal cash-flow statement. A personal cash-flow statement provides a point-in-time snapshot of what income comes into your household from your job and/or any other sources, as ...

What to Look for in a Budget Spreadsheet. The best budget spreadsheets should offer you the following: 1. A Layout that Fits Your Needs. Everyone’s budget looks a little bit different.

Using Excel For Cash Flow . In cells B4 through M4, put one month of the year within each starting with the beginning of the tax year.In A5, type "Opening Balance." ...

Simple personal cash flow statement It is one of the best Excel templates for professionals to manage cash flow. This ...

Generating cash flow and living within your means is tricky, ... Follow these three tips to create more personal cash flow: 1. Automate Your Savings “With your budget in hand, ...

Daniel Jassy, CFA, is an Investopedia Academy instructor and the founder of SPYderCRusher Research. He contributes to Excel and Algorithmic Trading. Suzanne is a content marketer, writer, and fact ...