If employing a PA, the personal budget should include money to pay their insurance, wages and national insurance, as well as holiday, sickness, maternity and redundancy pay. The local authority should ...

When you’re ready to look at where and how the cash is flowing within your personal budget, here are five ways to implement a personal cash flow management strategy. 1. With a Positive Cash Flow ...

Financial trends might come and go, but reverse budgeting is timeless. Even if you haven’t heard of the term, you're probably familiar with the concept of "pay yourself first." ...

Direct payments can give you more choice over your care by allowing you to buy things to help achieve your outcomes. Direct payments must be used inline with the outcomes agreed in a care plan. Some ...