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Recently, many retailers have turned to "Buy Now, Pay Later," which allows consumers to purchase products and receive them immediately.

Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans.

FICO's new credit scores will include Buy Now, Pay Later loans, impacting consumers' credit scores starting late 2025. Understand the changes now!

FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time the company has factored the popular loans into credit scores.