I opened a credit card last year and never used it. I don't want to close it and hurt my credit score. If I don't use it at all, it might be automatically closed, so I need to use it from time to ...

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

If you have a credit card but you have not been able to use it in a long time, then it is not uncommon. There are a number of people who sign up for credit cards for rewards, introductory offers ...

Credit cards are much safer because fraud doesn't drain your real cash right away. You can dispute the charges without even touching your checking account. 2. When booking a trip. Whenever I book ...

As you reevaluate your 2020 finances, however, it's good to make a plan for your credit card use so that you stay aware of what makes up the balance on your card. While you may be relying on your ...

Let's say that you have one credit card with a $1,000 balance and a $4,000 limit, and another credit card with no balance and a $1,000 limit. Currently, you're using 20% of your available credit ...

Most Americans use credit cards, but not all of them do. Last year, a study by The Motley Fool Ascent found that 20% of Americans don't have a credit card. There are plenty of credit card horror ...

The best way to use a credit card is to try to utilize it as a payment tool rather than a loan — unless you need to make a large purchase and can get a 0% APR deal you can pay off during the ...