Consolidating your debt can be a smart approach if you have decent credit and can qualify for rates significantly lower than ...

A $2,000 balance may seem small, at least until you see how long it will take to pay it off with minimum payments.

In the past, a complaint to the Consumer Financial Protection Bureau often prodded banks and other companies to do the right ...

Paying your credit card bill on the wrong day could cost you. Expert John Liang reveals the best and worst days to pay—and ...

One of the primary reasons credit cards exist is to facilitate purchases that you don’t want to pay for with cash or a debit ...

Owing a lot of money on credit card debt can be very frustrating, and it can also create serious problems for your finances, ...

A balance transfer can offer breathing room, but what happens if you don't pay it off before the intro rate ends?

Credit utilization refers to how much debt you’re carrying on your credit card relative to your card’s credit limit. For example, if you have a $3,500 balance on a card that has a $5,000 ...

You should pay your credit card bill by the due date or else it can affect your credit score. Here's when to pay early and how it can impact your credit score and interest rates.

Suppose you only have one credit card, with a maximum credit limit of $10,000, and you charged $5,000 to the card without making any payments. In this case, your utilization is 50% of your total ...