Negotiate A Better Interest Rate. During a recession, companies may offer new ways to help consumers pay off debt. They might be more open to negotiating a better interest rate or even lowering ...

One of debt consolidation's main benefits is that it can help you get a lower interest rate. Average credit card rates are currently around 20%, and average personal loan rates are around 11%.

For 42% of Americans, lowering debt is the biggest financial priority in 2025, according to a recent report by the CFP Board — but they face key barriers.

The GOP package, called the Lowering Education Costs and Debt Act, is made up of five bills meant to target issues that are driving "skyrocketing" higher education costs, according to Sen. Bill ...

Take a look at these smart strategies to lower interest rates and reduce the burden. Get a handle on your debt in 2024: Tips and resources Published: Jan. 31, 2024 at 5:00 a.m. ET ...