This year, I received a 1099-C from my lender telling me that I have to declare an extra $25,000 in income due to the loan modification. My house is only now worth about $78,000 and I owe almost ...

Applying for a Mortgage Loan Modification . A mortgage loan modification application will require the details of a borrower's financial information, the mortgage information, and the specifics of ...

The legislature amended Section 2923.6(c) so that, after the borrower submits a loan modification application, the lenders may not conduct a trustee’s sale until “[t]he mortgage servicer makes ...

It's not all about the money. The big mortgage settlement announced Thursday addresses long-standing abuses in the way lenders have treated distressed homeowners.

The CFPB recently announced the publication of the Home Mortgage Disclosure Act (HMDA) Modified Loan Application Data for 2022. The data is available on the Federal Financial Institutions ...