In today’s story, one woman shares that her mother-in-law and her partner are both on the title and loan information for the ...

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Can you trade in a car whose loan you're still paying off? What about if you owe more than the car is worth? The answers will help you make smart decisions.

Your car's title is one of the most important documents it has, but do you know everything you should know about it and why it matters?

Payday loans are small loans, typically less than $500, with triple-digit interest rates—nearly 400% Annual Percentage Rate (APR) on average—that are usually due on the borrower’s next payday.

A car title loan allows you to borrow 25% to 50% of your vehicle's value. In return, you agree to pay off the entire loan balance plus interest when the loan term ends — typically, in 15 or 30 days.

Since the dealership had the driver’s vehicle title, though, the Redditor worried about their car getting taken from them. “I want my car and I never wanted to sell it,” they said.

For example, while some lenders offer auto equity loan rates between 10.99 percent to 29.99 percent, some car title loans have an annual percentage rate (APR) up to — or over — 300 percent.