CD rates today are on the decline, but you can still earn up to 4.71% APY. Lock in one of the best rates while the offers are ...

One of the biggest factors influencing current CD rates is the federal-funds rate. As the Federal Reserve began cutting its benchmark rate toward the end of 2024, CD rates fell in response. However, ...

With the potential for CD interest rates to drop, should you lock a CD rate this July? Here's what some experts think.

Lock in top short-term CD rates with as little as $1. Western Alliance Bank CDs offer strong returns and FDIC protection -- ...

Don't deposit $20,000 into either account before calculating the interest-earning potential. Here's what to know now.

Average CD rates have been declining month-over-month during 2025, according to Federal Reserve data — and yet there are ...

CD rates are sky-high right now, but they may not stay that way for long. Should you lock in a 5-year rate or ride the 6-month wave while it lasts?

Until recently, reviewing the interest earned on my savings account was a snoozefest. If I was lucky, my balance increased a ...

In times of less volatile interest rates, the longer the CD term, the higher the rate. During the Fed’s hawkish monetary policy, however, that changed: CDs with two- to five-year terms paid less ...

Vault’s Viewpoint on the Current CD Rate Forecast for 2024 and 2025. As of November 2024, we expect CD interest rates to continue falling following the Fed’s rate cuts, which have had ...

Longer-term CDs generally – but not always – offer higher interest rates than shorter-term ones. They also guarantee the rate for a longer period, which protects you from falling interest rates.