The interest rate your lender gives you isn't the true cost of your mortgage. Learn how to calculate your effective interest rate, including any discount points.

The average rate on 30-year fixed home loans registered 6.74% for the week ending July 24, barely down from 6.75% last week.

If a lender uses the simple interest method, it’s easy to calculate loan interest. You will need your principal loan amount, interest rate and loan term to calculate the overall interest costs.

President Trump argues the Federal Reserve should cut interest rates to make buying a house cheaper. Former Labor Secretary Robert Reich warns that could backfire.

Whether you're buying a new home or considering mortgage refinancing, the main question is the same right now: When will ...

Auto loan interest is the cost of borrowing money to purchase a car. The lender will look at your credit score, debt-to-income ratio and other factors to determine what interest rate it offers.

Multiply by 100 to find the interest rate. For example, if you have a $25,000 loan with a factor rate of 1.25 and an expected repayment term of 180 days, the calculation would look like this: ...

The growth rate of an investment shows how much its value increases over time, helping to evaluate performance. A common way to calculate this is by using the compound annual growth rate (CAGR ...

Learn how to lower your student loan interest rate and save money on your loans. Find out options for refinancing, rate discounts and more.

While you generally can’t request a lower interest rate on a student loan, there’s no limit to how many times you can refinance to take advantage of a lower rate.

Low-interest personal loans offer interest rates that are below current averages, leading to significant savings for borrowers. Find out how to get the best low-rate loans.