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Good savings account interest rates are usually several times higher than the national average savings rate. As of June 2025, the average saving rate published by the FDIC is 0.38%, so a good rate ...

Will Savings Rates Go Up or Down in 2025? The Federal Reserve voted to hold interest rates steady at 4.25% to 4.50% at its June 18 policy meeting, extending its wait-and-see approach as it ...

News about Interest Rates, including commentary and archival articles published in The New York Times.

Your savings account's APY is the interest rate earned in a year, including compounding interest. Most high-yield savings accounts have an APY between 4.5% and 5%, though some surpass 6%.

How much interest you can earn, however, depends on where savings rates currently stand. The national average savings account interest rate is 0.38% as of June 26, 2025, according to the latest ...

Rates are highly competitive for a few Fixed Rate terms, including the 7-month, 9-month and 15-month CDs. But other banks provide higher rates, even for no-penalty CDs . Money Market Account ...

This is known as the 'purchase rate'. Some cards come with 0% deals on purchases, where you don't have to pay any interest on spending for a set period, but if you don't have a promotional deal it's ...

The interest rate that these accounts offer is noted as APY, which stands for annual percentage yield.The higher your APY on a particular savings account, the more interest you'll earn and the ...