The general rule of thumb is to keep a credit utilization below 30%, but a FICO study found that "high-achievers" — consumers with credit scores 750 and above — use less than 10% of their ...

Your credit utilization is a measure of the total debt you’re carrying across all revolving credit accounts against your total available credit on those accounts. It makes up 30% of your FICO ...

To calculate the Capacity Utilization Rate for the entire team, get the sum of their utilization rates. Total of all employees’ utilization rates = 80% + 85% + 75% + 90% + 70% = 400%.