The American Express Gold Card falls between entry-level and premium cards in terms of annual fee, perks and earning rates.

Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.

I thought it would be a good idea to open a new credit card. However, in the year since, I haven't used it at all.

For most purchases, Costco only accepts Visa credit cards — meaning you can't use a Mastercard or Amex to pay. An exception ...