The Fasten credit card will, when it launches, allow you to earn points on your loan or lease, insurance premiums, gas, tolls ...

The card's rewards structure isn't the easiest to remember. But its useful bonus categories, flexible rewards and outstanding welcome offer make it a top contender among cash-back cards.

The U.S. Bank Cash+ Visa Secured Card offers 5% cash back in two spending categories you choose, but up to a limit.