Improving your FICO score can open doors to better financial opportunities. By strategically managing your credit utilization ...

The average U.S. FICO® Score is 715, according to credit monitoring bureau Experian, where it's remained since 2023. FICO is the data analytics firm whose scoring models are used in 90% of lending ...

The credit score you need will vary depending on the type of loan. A score of 620 is a "fair" rating, but people applying for ...

VantageScore is one of the most common models for laying out your credit score. But exactly what is a VantageScore and how ...

How much you owe compared with your credit limits – your credit utilization ratio – accounts for 30% of your FICO score. That means if you rack up a big balance or max out your cards ...

As delinquent student loans begin showing up on credit reports for the first time since the pandemic, millions of borrowers ...

Today, MyFICO offers a free monthly FICO base score and a credit bureau report from Equifax, and paid plans (costing $29.95 or $39.95 a month) that provide credit reports and scores from all three ...

The private market is increasingly testing credit metrics aimed at growing originations without adding risk as a larger ...

The National Foundation for Credit Counseling (NFCC) is pleased to announce a new partnership with global analytics software leader FICO through the FICO® Score Open Access for Credit and Financial ...