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Many lenders closely follow underwriting guidelines issued by Fannie Mae and Freddie Mac, the two government-sponsored ...

However, by longer-term standards, affordability continues to be "stretched" with first-time buyers with a 20% deposit spending around 36% of their take-home pay on mortgage payments. That's well ...

OneUnited Bank, the nation's largest Black-owned bank, recently announced a new initiative to make homeownership more ...