When debt collectors call, your next move could cost you or protect you. Consumer Investigator Rachel DePompa talks to Tayne ...

Neither a 609 nor a traditional dispute letter will remove negative items like late payments, bankruptcy or loan defaults ...

Debt collectors must prove a few key things before they can collect. Here's what they ask for — and why it matters.

Learn what debt collection is, how it works, and your rights as a consumer. Discover ways to handle debt collectors effectively.

Have you been contacted about a collection debt that isn't valid (or isn't yours)? Here's how to dispute it.

Disputing a debt that has been sold to a debt collector is not just possible — it's your legal right.

A 609 dispute letter is a formal way to request more information about the accounts on your credit report. Sending a 609 dispute letter may help you remove errors from your credit report.

When a debt collector comes calling, you have options for disputing the debt. Here’s what you can do to legally deal with debt collection companies.

Debt collectors have a legal obligation to send a debt validation letter if requested. If they don’t, you can request that they stop contacting you altogether.

Our rating: False A debt is not "invalidated" if a collector does not respond to a verification letter within 30 days. There is no time limit for collectors to respond to such a letter, experts say.

Customers of bust energy firms hounded by debt collector which appears to have used late pop star Michael Jackson's signature in 'threatening' letters ...

Learn how debt collection laws work both federally and in Pennsylvania and how they provide protection from debt collectors when you need it most.