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So, your Capital One credit cards may one day run on the Discover network, but it likely won't happen anytime soon. If this happens, your card's acceptance rates, perks and rewards may change.

Capital One’s acquisition of Discover signals a new era in consumer finance, potentially reshaping competition and innovation across the credit card and payments landscape.

Capital One Financial Corporation (NYSE:COF) has strengthened its edge as a leading provider of credit card services with the acquisition of Discover Financial Services.

The deal, first announced in February 2024, is valued at $35.3 billion. The acquisition combines two of the world's largest credit card issuers.