Debt consolidation combines multiple debts into one new loan or payment plan. Instead of juggling several credit card payments, you get a single monthly payment, ideally at a lower interest rate.

NEW YORK (AP) — Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are ...

"Always have an emergency fund," says Arizona State Treasurer Kimberly Yee. “In the short term, definitely pay down debt to avoid accruing interest. But new graduates can build their future with ...

3 student loan changes in Republican bill: Getting out of debt would be ‘extremely hard,' advocate says Consumer advocates warn that the legislation will deepen a lending crisis in which ...

Paying off a loan early can reduce your debt-to-income ratio, which can benefit your credit. Your credit score is based on a number of factors, like payment history and credit utilization.

GOP lawmakers’ “big beautiful” bill would eliminate payment pauses for student loan borrowers who’ve lost their job or hit another financial hurdle.

Although debt financing is often easier to access than equity financing, it can be difficult to get options, like bank loans, that offer the most competitive terms and business loan rates.