I t can be tough to find a path out of debt in any economic climate, but for many borrowers, things are especially difficult right now. Part of the issue is that credit card balan ...

The key to getting help with your debt is knowing how to determine the signs of a reputable debt relief company.

Got debt? You're not alone. Business Insider estimated the average debt for each North Carolina resident last year. was $96,000+. This number includes mortgages, car loans, student loans, and credit ...

A legitimate debt relief company can’t legally ask for upfront payment, so any such request is a red flag. Ask for a breakdown of anticipated costs and fees before signing the dotted line.

Freedom Debt Relief is a highly rated credit card debt relief company with accreditations from both IAPDA and AADR. Schedule a free consultation to see if its plans are right for you.

Assuming you’ve already done that, it’s also important to know how debt relief programs work before you dive in. Here’s a step-by-step look at what to expect when you sign up with one of ...

Its APR range of 8.99% to 29.99% is decent, but be aware: The company says to qualify for a 8.99% APR, a borrower needs excellent credit; in addition, they must be seeking a loan amount of less ...

A debt consolidation loan, whether secured on your own or via a debt relief company, could provide the critical financial relief you need from your current, high-rate credit card debt.

If you do hire a debt relief company, it is important to make sure they are a reputable one. Assure that the company is certified by the American Association for Debt Resolution and has a history ...

But debt consolidation isn’t the ideal strategy for managing debt or improving cash flow long-term. To help you choose your next move, we'll cover how debt consolidation works, the pros and cons ...

In a debt consolidation loan scenario, the borrower and co-borrower would benefit from the loan. While both options can help with loan approval, cosigning is the more common route for debt ...