The key to getting help with your debt is knowing how to determine the signs of a reputable debt relief company.

These debt relief companies could help you slash your debt, but there are a few things to know before signing up.

Assuming you’ve already done that, it’s also important to know how debt relief programs work before you dive in. Here’s a step-by-step look at what to expect when you sign up with one of ...

Why we chose it: Accredited Debt Relief has very high rankings on multiple third-party consumer review platforms. It has an A+ rating from the Better Business Bureau (BBB), a 4.89 (out of 5 ...

A legitimate debt relief company can’t legally ask for upfront payment, so any such request is a red flag. Ask for a breakdown of anticipated costs and fees before signing the dotted line.

This article was paid for by Freedom Debt Relief. A debt settlement company can help you find relief from overwhelming debt payments, debt collectors and mounting fees. But not all of these ...

If you do hire a debt relief company, it is important to make sure they are a reputable one. Assure that the company is certified by the American Association for Debt Resolution and has a history ...

Its APR range of 8.99% to 29.99% is decent, but be aware: The company says to qualify for a 8.99% APR, a borrower needs excellent credit; in addition, they must be seeking a loan amount of less ...

In a debt consolidation loan scenario, the borrower and co-borrower would benefit from the loan. While both options can help with loan approval, cosigning is the more common route for debt ...

After the creditor is paid, the debt relief company will also take their fees from your account. Note that it’s illegal for debt relief companies to charge any fees before they’ve settled a debt.

Question: Donna in Los Angeles wants to know if there’s ever a good reason to use a debt consolidation company. Dave says it may be a good idea to avoid a bankruptcy, but most of the time, it ...