Predatory lending might sound like a finance buzzword, but its impact is all too real. Whether you need a mortgage, auto loan, or quick cash, it's an option.

Predatory earned wage advance (EWA) apps are trapping low-income workers in cycles of high-interest debt, with borrowers often reborrowing at rates equivalent to 300 percent APR or more.

The Louisville Metro Council is attempting to fight against "predatory lending" practices through a simple change to the city's Land Development Code.