Get your FREE credit score, plus alerts about changes in your credit, all without impacting your score.

NerdWallet's free credit score simulator can help estimate the impact of financial decisions on credit. Other tools can help you see where your money is going.

FICO Score XD provides a score for borrowers who don't have traditional credit. FICO Score XD2 is the latest version.

Credit mix refers to the types of accounts you have, such as credit cards, a mortgage or other loans. It's not a big factor, but diversity helps your score.

Paying off credit cards will likely help your credit score. Payments can lower your credit utilization ratio, one of the biggest factors that affect scores.

A FICO score is a brand of credit score, and its calculations are made using credit report data. Learn how lenders use it, how it's calculated and what's a good FICO score.

How do common credit card actions affect your score? NerdWallet and Equifax looked at tens of thousands of credit profiles to find specific answers.

A top housing finance regulator announced that Fannie Mae and Freddie Mac would allow lenders to use the traditional FICO ...

Depending on where you live, poor credit could nearly double your homeowners insurance rates. Learn how credit affects home insurance.

A new NerdWallet survey finds that more than 2 in 5 Americans (41%) have increased or decreased credit scores since the beginning of the pandemic.

Knowing your partner’s credit score can impact the life you build together. But it’s important to discuss your broader financial picture too.

Charge cards have a lesser effect on scores than credit cards because they don't have a preset credit limit and aren't included in credit utilization.