When reviewing the credit reports of those with a 705 FICO credit score, Experian found that a third of them had late payments (30 days past due), 42% had an auto loan and 29% had a mortgage.

The average American has a FICO credit score of 700, but unless your credit score is exactly 700, this doesn't tell you much about where you stand. If you know your FICO score and were wondering ...

How To Use the Credit Card Comparison Tool Begin by selecting two or three cards from the search options above. The tool will display several factors to help you make your decision: Recommended ...

NerdWallet's credit card comparison tool allows you to compare cards side-by-side. Click to discover which is the right one for you.

Your credit score is a vital part of your overall financial health. A good credit score can allow you to get the lowest interest rates on mortgages, auto loans, personal loans, and more. It can ...

Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and potential savings before refinancing debt.

Learn the key differences between FICO and VantageScore credit scoring models. Explore how each score is calculated, their importance, and tips for improving your credit scores.

People with the best scores typically use less than 10% of their credit limits. If we take that $50,000 in available credit, it is good to use 30% of it, or $15,000. It's even better to use 10% ...

Why we like it: If you’re looking for a credit card with a low APR, you’ll want to take a look at the . Navy Federal Credit Union Platinum Card.The APR ranges from 8.24% to 18% (variable ...

Discover the average American credit score in May 2025 and why it matters. We break down the average credit score by age, by US state, and by year.