Pushing back on critics, VantageScore's Chief Strategist and Chief Economist says VantageScore 4.0 boosts competition and predicts risk better than FICO.

Q2 2025 Earnings Call Transcript July 25, 2025 Operator: Good morning, everyone, and welcome to the Q2 2025 USCB Financial Holdings, Inc. Earnings Conference Call. [Operator Instructions] Please also ...

A FICO (Fair Isaac Corporation) score below 580 is considered a bad credit score, meaning it falls in the poor credit range. Along the same lines, a bad score using the VantageScore model is below 601 ...

NEW YORK, NY – Moody’s has downgraded the U.S. sovereign credit rating, citing mounting concerns over the nation’s ballooning $36 trillion debt. The downgrade, announced on May 16, could ...

AM Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “a” (Excellent) for the members of N&D Union Mutual ...

AM Best has affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Rating of “a+” (Excellent) of Scotia Reinsurance Limited ...

Concurrently, AM Best has affirmed the Long-Term Issue Credit Ratings (Long-Term IRs) and the indicative Long-Term IRs of Athene Holding Ltd. The outlook of all these Credit Ratings (ratings) is ...

The high cost of debt and debt servicing means that financing for environment, climate adaptation, and food security gets short shrift during a debt crisis. Credit rating agencies and international ...

Greenville, S.C.-based Prisma Health’s credit rating was upgraded to “A” from “A-” by Fitch. The upgrade is supported by Prisma’s two-year operating performance improvement and its ...

Lines of credit and credit cards are revolving credit sources that differ in several key ways.

AM Best has affirmed the Financial Strength Rating of A and the Long-Term Issuer Credit Rating of“ a” of Hyundai Marine& Fire Insurance Co., Ltd.. The outlook of these Credit Ratings is stable ...

AM Best has affirmed the Financial Strength Rating of A and the Long-Term Issuer Credit Ratings of“ a+” of Everlake Life Insurance Company and Everlake Assurance Company, collectively known as ...