News

First and foremost, those seeking to build a Canadian credit profile should develop a deeper understanding of the ...
A top housing finance regulator announced that Fannie Mae and Freddie Mac would allow lenders to use the traditional FICO ...
New credit can have a significant impact on your credit score, even though it only accounts for 10 percent of your FICO score. Hard inquiries and new credit accounts are the primary factors that go ...
With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...
What credit score do you need to get the best deal on a car lease? Here’s how your score affects the lease terms, and why the magic number tends to be 700.
From checking your credit score too often to carrying a credit card balance, we're taking the mystery out of how credit scores work can help you boost your rating ...
Building your credit is already a long-term process. Repairing bad credit after your score has taken a hit, whether you’ve missed a single payment or declared bankruptcy, can seem even more ...
From canceling old cards to cosigning loans, these surprising missteps can quietly hurt your score. Learn what affects your credit (and what to do about it) — from the experts.
The company behind the FICO score is going to start including a person's 'buy now, pay later' payment history in its credit models ...
Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...
The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...
The credit score company FICO announced a significant change this week, revealing a new model that will incorporate "Buy Now, Pay Later" (BNPL) options into co ...