What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

Plain and simple, credit card debt is the result of spending more than you can afford to pay back. A good budget could take some time to set up, but will ultimately act as a visual tracker of your ...

2. Transfer debt to a balance transfer credit card . If your credit is strong, you may be able to leverage one of the best balance transfer credit cards as a tool to consolidate credit card debt ...

Google Sheets — or a simple pen and paper — can be an invaluable tool for keeping track. ... If you have other debts in addition to your credit card debt, ...

Debt management isn't always the best option — but it can provide big relief to the right type of cardholders. Getty Images When credit card bills start piling up, the weight of that debt can ...

Credit card debt is at a record high this holiday season That’s as shoppers are projected to spend up to $989 billion between November 1 and December 31, according to the National Retail Federation.

This comes at a time when the average credit card interest rate in the U.S. is 24.92% – the highest since LendingTree began tracking rates monthly in 2019, the online lending marketplace ...

Americans racked up more credit card debt than ever before. A report from the Federal Reserve Bank of New York shows total ...