Looking to pay off high-interest debt? Read our guide to whether a balance transfer or a personal loan is the smarter way to ...

You can get 0% intro APR on the Wells Fargo Reflect for nearly two whole years. See why else it's a great option for paying ...

Should I Close My Credit Card Account if the Balance Is $0? In general, even if you aren’t actively using your credit card and you have a zero balance, it’s still a good idea to keep the ...

A $2,000 balance may seem small, at least until you see how long it will take to pay it off with minimum payments.

If the outstanding balance is $500 when you log into the credit card’s app in the morning, but a $50 statement credit posts to the account midday, the outstanding balance you owe is $450 (even ...

You’re probably used to owing money to your credit card company. From time to time, however, it can be the other way around. If your credit card account shows a negative balance, that means your ...

If your credit card balance is zero at the time of your refund, your balance will be -$75. Another reason for a negative balance is if you earn a statement credit after you’ve paid your balance.

Credit card balances in the U.S. have reached a 10-year high, according to Nov. 9 data from credit reporting bureau TransUnion. The average credit card account is now carrying a balance of $6,088 ...

After you transfer debt from your original credit card to a new account, the balance on the old card will decline. This process typically takes a few days, though sometimes it could be longer.

Seeing your credit card rewards steadily lose value over time may be the least of your worries. In some cases, you might ...

A negative credit card balance, also known as a credit balance, means that your card issuer owes you money. A negative balance is created when you pay more toward the account than you owe.