In addition, the CFPB is seeking comment on whether to adjust the qualified mortgage rules for community-based lenders, housing-stabilization programs, and certain refinancing programs of Fannie ...

One of those rulemakings would remove the debt-to-income requirement from qualified mortgages. Back in January, CFPB Director Kathy Kraninger sent a letter to several prominent members of Congress ...

The Consumer Financial Protection Bureau issued a notice of proposed rulemaking to create a new category of seasoned qualified mortgages to encourage innovation and help ensure access to mortgage ...

WASHINGTON Lawmakers blasted senior officials at the Consumer Financial Protection Bureau on Tuesday, arguing they were too rigid with recently finalized mortgage rules that could choke off access to ...

After many months of discussion as to what constitutes a “qualified mortgage,” and a borrower’s ability to repay his or her loan, the Consumer Financial Protection Bureau has announced its ...

Consumer Financial Protection Bureau (CFPB) unveils new rules for qualified mortgages meant to reduce risky lending and make it easier for borrowers to know exactly what they are getting into.

CFPB’s Mortgage Crackdown It’s great that the bureau is making it harder to buy a house. By Matthew Yglesias. ... But new rules on “qualified mortgages” issues last week, ...

The Consumer Financial Protection Bureau (CFPB) announced plans Wednesday to change the agency’s stringent new mortgage standards to allow borrowers more access to credit. A pair of tweaks to a ...

The truth is that the CFPB, through its Qualified Mortgage rule and its ever-expanding debt-to-income (DTI) ratio, has enabled the granting of mortgages that exceed home buyers ability to pay, ...

The CFPB has two other proposed rulemakings on QM loans in the works that deal with the competitive advantages given to loans sold to Fannie Mae and Freddie Mac. The CFPB in June said it planned to ...