If your HELOC application was denied, you still have some options. Here's which next steps experts say to take now.

Texas has been ranked 15th for states with the longest credit card payoff time, according to a WalletHub study.

Promotional HELOC offers can give you a lower rate for a limited time. But are they really worth it for homeowners?

The Wells Fargo Active Cash earns unlimited 2% cash rewards with no annual fee. Learn why it's my top pick in the cash ...

Many Americans are struggling to repay debt, manage their finances and set realistic goals. A 2025 State of Personal Finance in America survey by Ramsey Solutions found 33% report that they' ...

The best balance transfer cards now have long 0% APR periods and no annual fees. Find the right card for you and start tackling debt today.

If you're looking for a way to maximize — and diversify — your rewards credit card portfolio, check out these picks from one ...

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

The Fed’s decision to hold rates steady has far-reaching implications for almost all forms of borrowing as well as the returns on most savings accounts.

Here’s how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans.

Innovators can help customers use credit well by setting prices low, limiting risk, and providing nonfinancial assistance, reducing the need for credit-card price controls.

There are several ways to lower your credit card interest rate, including by calling your card issuer to negotiate a lower rate.