From checking your credit score too often to carrying a credit card balance, we're taking the mystery out of how credit ...

Americans have a near-record level of credit card debt, with the average credit card balance per borrower over $6,300 at the end of the first quarter of 2025, according to TransUnion ...

Over 1.4 million Canadians missed credit payments in Q1 2025 amid rising refinancing and renewals in the mortgage market.

Here's a look at the average mortgage rate by credit score so you know what to expect based on where you are now and where you may want to aim for.

The average credit score in the United States is 717, according to FICO, the data analytics company whose scoring model is used in most lending decisions. That’s considered a good score.

The average credit score in the United States is 717, according to FICO, the data analytics company whose scoring model is used in most lending decisions. That’s considered a good score.

The average credit score is 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 in April 2024.

The scoring agency reported that the national average U.S. FICO score – used as a benchmark for assessing consumer credit risk – fell to 715, marking a one-point drop from January and a two ...

The national average U.S. FICO score, used as a benchmark for assessing consumer credit risk, slipped as federal student loan delinquencies were once again reported on credit files.

The average credit score was 715 in 2024, according to Experian data. That average, as of the third quarter of 2024, is unchanged from the same quarter in 2023. For 11 straight years, the average ...

Discover how rent reporting tools in Canada can help you improve your credit score. Learn about the benefits, available tools and how to get started.

Additionally, you could make multiple payments throughout the month, lowering your average daily balance, which will, in turn, lower interest charges. This can result in a lower credit utilization ...