Long car loans can lower your monthly payment, but you'll end up paying much more in the long run, especially it you opt for an 84-month car loan. ... Making Buying a Challenge.

While it may be a challenge to get a car loan with no down payment, it’s certainly not impossible. If you’re looking for a car loan with no money down, these tips can come in handy. 1. Shop Around ...

Shopping for a car loan can be a challenge, so Consumer Reports explains the pros and cons of each type of lender and details why it's important to get pre-approved for a car loan.

Most Americans finance an automobile purchase today the same way they have for decades. They traipse over to the local car dealer, sit down with a salesman and, if they're savvy, haggle over loan ...

Go Ahead, Get A Prearranged Auto Loan, Dealerships Say They Like A Challenge. ByJim Henry, Contributor. ... In addition, for the most part the finance arms for the car companies, ...

Being approved for an auto loan can be a challenge for first-time car buyers, but some lenders have more flexible credit requirements to help. Last updated on June 27, 2024.

Key takeaways: 84-month auto loans hit a record 19.8% of new-car financing in Q1 2025 Affordability remains a top concern amid $1,000+ pay Trending Trending ...

More young Americans are late paying their car loans – approaching levels not seen since the Great Recession, according to a report from the New York Fed. In the last quarter, 4.6% of borrowers ...

Auto loans come with rates as low as 3.74 percent APR, and you can use the credit union's car loan calculator to get an accurate estimate for your monthly payment.

The 12-month rejection rate for auto loans was 14.2 percent in June — a new high — up from 9.1 percent in February. "Some lenders have become much more cautious in their underwriting practices." ...