Farrar notes that with the best CD rates currently available on shorter terms, keeping your money locked in a CD may not be as much of a concern as it used to be. But if you're concerned about not ...

The best CD rates today go up to 4.71% APY. Maximize savings while rates stay high — grab a top rate before the next drop cuts into your earning potential.

CD rates are still quite high, but I've got better places to park my money to meet my short-term and long-term money goals.

One of the biggest factors influencing current CD rates is the federal-funds rate. As the Federal Reserve began cutting its benchmark rate toward the end of 2024, CD rates fell in response. However, ...