Cancel lost or stolen debit cards ASAP in case of fraudelent charges. Some banking apps allow you to turn off your debit card, but you should still contact the bank to get a replacement card.

Bank account fraud can happen through card skimming or when someone steals your debit card. Debit cards don't offer as much protection as credit cards, and you can lose money.

Your bank account and associated debit card may also be subject to ATM, overdraft and foreign transaction fees. Some debit cards offer reward programs , typically as cash back.

If you have a debit card, part or all of your bank account number could be included in the account identifier, especially if you bank at a small bank or credit union. Validator digit.