Types of ACH Deposits There are two types of ACH deposits: credit and debit. Debit transfers include: MortgagesUtility bill paymentsCredit transfers include: Direct deposits from your employerTax ...

In 2024, the Nacha-governed ACH Network handled 8.6 billion direct deposit payments. ... — Obtain a direct deposit authorization form from the entity sending payments to you.

After revoking access, monitor your account closely. If you revoke access with time to spare and the debit still hits your account, you can ask your bank to stop payment, just like a check.You can ...